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How to Work with Your Realtor and Lender Effectively

Work with Your Realtor and LenderWhen you’re buying a home, you want the process to go as smoothly as possible. To make that happen, you need to work with your Realtor and lender effectively. Here are the top 3 things you can do to help ensure you get into your new home as quickly as possible.

1. Take a Team Approach – Both your Realtor and your lender want you to get that new home. They are on your side and cheering you on. Therefore, always think of them as your “home team.” It’s never “you against them.” No matter what happens, you’re all in it together. Keep them both on speed dial, and lean on them for help and guidance as needed.

2. Communicate Often – Part of being a team means you’re in constant communication. You should feel confident that your Realtor and lender will return your calls, texts, and emails promptly. You need to do the same for them. Also, keep your Realtor in the loop with the mortgage process. Your Realtor can often offer a fresh perspective to any home-buying related challenge.

3. Don’t Make Sudden Changes (and if you must, consult your team) – When it comes to getting a mortgage, stability in all areas of your life is key. During the mortgage approval process and in the time leading up to closing, don’t do anything drastic, like buy a new car or quit your job. Sometimes, however, life happens, and there’s no way around a major change. For example, suppose you get an offer for your dream job—the one that you’ve been working toward for years. Before you accept or decline it (or do anything drastic), check with your team to get their advice and perspective on how this decision may hinder (or help) your mortgage approval.

Getting a new home doesn’t have to be stressful. Your Realtor and lender are there to help make your dream a reality. Work with them effectively and you’ll be in your new home sooner than you ever thought possible.

Whether you’re applying for a mortgage or wanting to sell your home, you can find many great real estate tips on our Facebook page. If you’re thinking about buying or selling a home, we can help! Contact us today!

 

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Welcome

Welcome! We are glad you’re here. We developed this website to give you the most up-to-date Napa Valley real estate listings and the most reliable information for home buyers and sellers.

Not sure where to start? Check out our blog, vlog, and articles for information on buying and selling a home, design and staging tips, and real estate investor information.

Ready to buy? Be sure to browse our current listings.We are eager to show you your next Napa Valley home.

Relocating to the area? Read up on all the great communities that make up Napa Valley.

Welcome! We are glad you’re here. We developed this website to give you the most up-to-date Napa Valley real estate listings and the most reliable information for home buyers and sellers.

Not sure where to start? Check out our blog, vlog, and articles for information on buying and selling a home, design and staging tips, and real estate investor information.

Ready to buy? Be sure to browse our current listings.We are eager to show you your next Napa Valley home.

Relocating to the area? Read up on all the great communities that make up Napa Valley.

Is it time to sell your home? Why not have the #1 real estate team represent you?

We’re sure you have questions. And we are here to help. Contact us for information on anything real estate related.

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About Us

Leading the Pujals team are Jerry and Susan Pujals, who is ranked as the #1 Sales Team for California, Coldwell Banker Brokers of the Valley. Jerry, a Senior Broker, and Real Estate Advisor began his career in real estate with Coldwell Banker Brokers of the Valley in 1997. Susan, a seasoned Real Estate Sales Consultant joined the organization in 2008, which established the formation of The Pujals Team.

Having received national recognition for their performance and many local awards, Jerry and Susan are proud to be affiliated with Coldwell Banker Brokers of the Valley, Napa County’s real estate market leader for more than 20 years.[Read more]

Reviews
“Jerry and his associates are the best! Jerry cares for the individual taking in consideration what the person wants and cares for, making the best choices for you. I truly recommend them because they treat you as family and they make the process so easy for you. They are one of a kind!! We decided...” - Lucy Arreola Read More
“Jerry and Susan Pujals are adept at representing both sellers and buyers in this fast-paced Napa market. We’ve seen their work, both as sellers and buyers, and can affirm they shine in both arenas. The Pujals team just finished helping us through multiple real estate transactions: two homes prepared, listed and sold, and one home...” - Jane Callier Read More